The Atonement is a Trust Fund

The Lord set up a trust fund for all of us when He atoned for our sins. If you set up a trust fund for your child, he can collect those funds when he is 18 or 25 as the case may be. But he will have to prove that he is who he says he is. The Atonement is like a trust fund. It is set up for us to use in order to receive a remission of our sins, but we have to prove who we are, that we are sons and daughters of Jesus in order to have access to those funds or to His forgiveness, His redeeming blood. Why not? He suffered greatly to set up that fund. So we have access to that fund through the first principles and ordinances of the gospel, and through continued allegiance to him as our Father, since we took His name upon us. Then if we are faithful to the trust and rely on His atonement throughout our lives, we are promised that we will gain all that our Father has. God has a right to set conditions on this trust fund. If you gave your only Son as a Scapegoat for all of humanity, you would place conditions upon it as well. But that doesn't make His love conditional; it just makes it so that He does not force us to love Him. He gives us the choice.